Disclaimer

1. Not financial advice

Statement Insights provides general information only. Nothing in the Service is financial, investment, tax, accounting, legal or credit advice, or a recommendation to buy, sell or hold any product. Speak to a qualified, SEBI-registered or otherwise licensed professional before making financial decisions.

2. No bank affiliation

We are not a bank, NBFC, payment system or account aggregator, and we are not affiliated with or endorsed by any bank, card issuer or lender whose statements you open. Bank names appear only because they are in your own files.

3. Accuracy of results

Statements are read automatically and formats differ between banks, so dates, amounts, descriptions or categories may be wrong or missing. Screenshots read with OCR are especially prone to errors.

Forecasts, safe-to-spend, savings rate, net worth, loan months-left, unusual-spending and recurring-payment detection are estimates based on patterns. They ignore interest, fees, pending transactions and anything not in your statement. Always rely on your bank's official records.

4. Reminders and alerts

Budget alerts and payment reminders depend on your device, browser and notification settings and may be delayed or not shown. Do not rely on them to avoid late payments or penalties.

5. Your device

Because everything runs on your device, its security is in your hands. App lock, hidden amounts and encrypted backups reduce risk but cannot protect a device that is compromised, shared or unlocked. Keep your backup password safe — we cannot recover it.

6. External links

Links to other websites or services are provided for convenience. We do not control and are not responsible for their content or policies.